Terms and Conditions

Introductory Provisions

These terms and conditions (hereinafter "Terms") govern the use of the website wise-saving-path.com operated by Wise Saving Path s.r.o., Company ID: 12345678, with registered office at Václavské náměstí 837/11, 110 00 Prague 1, Czech Republic (hereinafter "Operator").

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Definitions

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• "Website" means the internet pages available at wise-saving-path.com
• "User" means any natural or legal person who visits or uses the Website
• "Content" means all texts, images, graphics, videos, and other materials available on the Website
• "Services" means informational and educational services in the field of financial consulting provided through the Website

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Acceptance of Terms

By using the Website, you agree to these Terms. If you disagree with any part of the Terms, you are not authorized to use the Website.

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Description of Services

The Website provides informational and educational content in the field of personal finance, budgeting, and financial literacy. The content is for informational purposes only and does not constitute individual financial advice.

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Intellectual Property

All Content on the Website is protected by copyright and other intellectual property rights. Without prior written consent of the Operator, it is not permitted to:

• Copy, reproduce, or distribute Content
• Modify or create derivative works
• Use Content for commercial purposes
• Remove copyright or trademark notices

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User Obligations

The User agrees to:

• Use the Website in accordance with applicable laws
• Not provide false or misleading information
• Not interfere with the security or functionality of the Website
• Not use automated tools to access the Website without consent

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Limitation of Liability

The Operator is not liable for:

• Interruption or unavailability of the Website
• Loss of data or damages caused by using the Website
• Third-party content or external links
• Decisions made based on information from the Website

The maximum liability of the Operator is limited to the amount the User has paid for Services, if any.

Privacy Protection

Processing of personal data is governed by the Privacy Policy, which is an integral part of these Terms.

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Newsletter

By subscribing to the newsletter, you agree to receive marketing communications to the email address you provided. You can unsubscribe at any time.

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Termination

The Operator reserves the right to terminate or restrict access to the Website at any time and without prior notice, especially in case of violation of these Terms.

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Amendments to Terms

The Operator reserves the right to change these Terms at any time. Changes become effective upon publication on the Website. We recommend regularly checking the current version of the Terms.

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Governing Law

These Terms are governed by the laws of the Czech Republic. All disputes will be resolved by the competent courts of the Czech Republic.

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Severability

If any provision of these Terms is invalid or unenforceable, the remaining provisions remain in full force and effect.

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Contact

For any questions regarding these Terms, contact us at info@wise-saving-path.com or in writing at Václavské náměstí 837/11, 110 00 Prague 1, Czech Republic.

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